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What is the difference between Novi and Facebook Pay?

Novi is a digital wallet that lets you use digital currency to transfer money with family and friends instantly, securely, and with no fees.
When money is added to your Novi account using a debit card or another payment method, your local currency will be converted to a digital currency. You can send digital currencies to anyone using Novi. You can transfer money from Novi to your bank account, and in supported regions, you can get cash at a nearby withdrawal location.
Today, there are no fees to send and receive money from one Novi account to another, no markups on exchange rates, and no fees to transfer your balance to your bank account. Also, Novi currently has no fees to get cash at a nearby withdrawal location.
You can also use Novi on WhatsApp.
Facebook Pay lets you make secure payments on Facebook, Instagram, and Messenger with no fees.
Facebook Pay is a seamless and secure way to make payments on Facebook, Messenger, Instagram, and in participating online stores. After you enter your payment card or account information, you can use Facebook Pay to make purchases, send money, donate within the apps, or check out when shopping online.
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Exchange rates and currencies shown are for illustrative purposes only. Novi and the Novi logo are trademarks owned by Facebook, Inc. Other names and brands may be claimed as the property of others.

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