Our Commitment

Send money as easily as sending a message.

Novi is a digital wallet from Facebook that helps you send and receive money instantly and securely. Move money across borders for everyday needs, monthly expenses, and special occasions — today with no fees.

Currently available in:

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United States

Learn more about where Novi is available in the Novi Help Center.

Digital currencies remove steps and fees.

Novi uses digital currencies that make sending money as easy as sending a message, starting with USDP (Pax Dollar). When you add money to your Novi account, we’ll convert it to USDP. On Novi, 1 USDP is equal to 1 US dollar.

No compromises.

Novi puts security first.

At Novi, protecting your data and account is our top priority, so you can send and receive money with peace of mind.

ID verification.

All customers are verified with a valid government-issued photo ID. When needed, we take additional identity verification steps, such as asking for a video selfie. This keeps your account and Novi safe by helping ensure that everyone signing up is who they say they are.

Anti-fraud protections and refunds.

Novi has anti-fraud protections to help detect suspicious or unusual activity. We also have dedicated teams focused on identifying illegal activity and investigating customer claims. If we determine a transaction is unauthorized, we provide a full refund back to your Novi balance. Learn more about refunds at Novi.

Protecting your personal information.

We use two-factor authentication to secure your account, and we encrypt your sensitive financial information in transit and when it’s stored. Novi also complies with all applicable laws and regulations to help keep your account and transactions safe.

 Three friends taking a break from street soccer, as one receives money from a loved one abroad through the Novi app.

Our full commitment to security.

Get started with Novi.

Secure signup.

Use your phone number and a valid government-issued photo ID to create an account. We’ll send a verification code to your phone number to confirm it’s you. This helps ensure everyone signing up for Novi is who they say they are.


Add money.

Today, there are no fees to add or send money to anyone with a Novi account. Simply add a debit card to put money in your account, and it’ll be converted to USDP. On Novi, 1 USDP is equal to 1 US dollar. Plus, Novi doesn’t add markups to exchange rates.

 Add money.

Send instantly without fees.

Choose a contact from your phone, and enter the amount you want to send. You’ll see what they’ll get in their local currency.

Review the transaction, see the exchange rate, add a personal note, then send. Your recipient will get the money instantly in their Novi account.

If someone doesn’t have a Novi account, you can enter their phone number and invite them to create one.

 Send instantly without fees

Receive instantly and choose how to withdraw.

Transfer to your bank account, pick up cash in your local currency, or keep a balance securely in the app. Withdrawal options may vary within your region.

 Receive and cash out
 We're here to help

We're here to help.

Chat with us 24/7 through our in-app chat support in English or Spanish, or visit the Help Center below or in the app.

Exchange rates and currencies shown are for illustrative purposes only. Novi and the Novi logo are trademarks owned by Facebook, Inc. Other names and brands may be claimed as the property of others.

© 2022, Novi Financial, Inc. or its affiliates. All rights reserved. NMLS ID # 1832154.